Government Loan Yojana Series (Part 2) – PMEGP Loan Kaise Le 2026

(PMEGP) Bharat sarkar ki ek important scheme hai jiska objective naye business aur rojgar ko badhava dena hai.

PMEGP Loan Scheme 2026 apply process


Is scheme ke through government loan ke sath subsidy bhi deti hai, jisse log apna business start kar sakte hain. Agar aap naya business shuru karna chahte hain to PMEGP loan aapke liye ek achha option ho sakta hai.


PMEGP Loan Kya Hai

PMEGP ek government scheme hai jo Ministry of Micro, Small and Medium Enterprises (MSME) ke under chalti hai.

Is scheme ka main goal hai:

Naye business start karna

Self-employment badhana

Rural aur urban areas me rojgar create karna

Is loan ka sabse bada benefit ye hai ki government loan par subsidy bhi deti hai.


PMEGP Loan Kitna Milta Hai

PMEGP scheme ke under business ke liye loan diya jata hai:

Manufacturing business: ₹25 lakh tak

Service sector business: ₹10 lakh tak

Loan ke sath government 15% se 35% tak subsidy bhi deti hai.


PMEGP Loan Eligibility

PMEGP loan lene ke liye kuch basic eligibility hoti hai:

Applicant Indian citizen hona chahiye

Age minimum 18 saal honi chahiye

Applicant ko business start karna ho ya expand karna ho

10 lakh se zyada project ke liye 8th pass hona jaruri ho sakta hai


PMEGP Loan Ke Liye Documents

PMEGP loan apply karte waqt ye documents lag sakte hain:

Aadhaar Card

PAN Card

Address proof

Passport size photo

Project report / business plan

Bank account details


PMEGP Loan Apply Kaise Kare

PMEGP loan ke liye online apply karna padta hai.

Steps:

PMEGP ki official website open kare

Online application form fill kare

Documents upload kare

Application verification ke baad bank process start karega

Agar application approve ho jati hai to loan amount bank ke through mil jata hai.


PMEGP Loan Ki Subsidy

PMEGP scheme ka sabse bada advantage subsidy hai.

Subsidy percentage:

General category: 15% – 25%

SC/ST/OBC/Women: 25% – 35%

Is subsidy ki wajah se business start karna kaafi easy ho jata hai.


PMEGP Loan Ke Fayde

PMEGP scheme ke kuch major benefits:

Government subsidy milti hai

Naya business start karne me madad

Employment create hota hai

Small entrepreneurs ko support

Is scheme se bahut log apna business successfully start kar chuke hain.


Government Loan Yojana Series (Part 1) – PM Mudra Loan कैसे लें अगर आप बिना गारंटी के सरकारी लोन के बारे में जानना चाहते हैं, तो हमारी इस सीरीज का पहला लेख जरूर पढ़ें। 👉 PM Mudra Loan कैसे लें 2026 – पूरी जानकारी



FAQs – PMEGP Loan

1️⃣ Pradhan Mantri Employment Generation Programme kya hai?

PMEGP Bharat sarkar ki ek scheme hai jisme business start karne ke liye loan ke sath subsidy bhi di jati hai.

2️⃣ PMEGP loan kitna mil sakta hai?

Is scheme ke under ₹10 lakh se ₹25 lakh tak loan mil sakta hai.

3️⃣ PMEGP loan par subsidy kitni milti hai?

Government is scheme me 15% se 35% tak subsidy provide karti hai.

4️⃣ PMEGP loan kaun le sakta hai?

Koi bhi Indian citizen jo naya business start karna chahta hai PMEGP loan ke liye apply kar sakta hai.

5️⃣ PMEGP loan apply kaise kare?

PMEGP loan ke liye official PMEGP portal par online application karna hota hai.

Disclaimer

Yeh article sirf general information ke liye hai. Loan approval bank aur government policy par depend karta hai. Apply karne se pehle official website ya bank se details verify zarur kare.

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